"Tiffany and Akira Shimbo were both on Zoom work calls on Dec. 14 when they heard a roaring crash outside their home in Silverado Canyon, a sylvan outpost 45 miles southeast of Los Angeles. Akira ran outside and saw a wave of fast-moving mud and water topping their fence and shoving their Jacuzzi, garden beds and more into raging Silverado Creek just below them.
“It sounded just like a car accident, only over and over,” said Tiffany Shimbo.
Tiffany pulled Akira through a window to safety as floodwaters and debris flows raged on three sides of their home. They waited three hours until the waters receded. The house stood, they and their 5-year-old daughter were alive, but they would soon learn that neither their insurance nor government disaster relief programs would help them."